{"id":156,"date":"2025-03-27T17:03:34","date_gmt":"2025-03-27T17:03:34","guid":{"rendered":"http:\/\/www.healthplansamerica.org\/articles\/?p=156"},"modified":"2025-03-27T17:08:28","modified_gmt":"2025-03-27T17:08:28","slug":"everything-you-need-to-know-about-medigap","status":"publish","type":"post","link":"https:\/\/quotes.healthplansamerica.org\/articles\/?p=156","title":{"rendered":"Everything You Need to Know About Medigap"},"content":{"rendered":"\n<p>Medigap, also known as a Medicare Supplement plan, is offered by private companies to help cover the costs that Original Medicare doesn\u2019t pay for. This includes expenses like copayments, coinsurance, and deductibles, which can add up quickly without additional coverage.<\/p>\n\n\n\n<p>If you\u2019re someone who enjoys traveling internationally, Medigap plans also offer the added benefit of coverage when you\u2019re outside of the United States\u2014something Original Medicare doesn\u2019t provide. To qualify for a Medigap plan, you must already be enrolled in Medicare Parts A and B.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Medigap vs. Medicare Supplement: What\u2019s the Difference?<\/h2>\n\n\n\n<p>There\u2019s often confusion about Medigap and Medicare Supplement plans. To clarify, here are some key distinctions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Premium Costs<\/strong>: Medigap premiums tend to be higher than those for Original Medicare.<\/li>\n\n\n\n<li><strong>Out-of-Pocket Costs<\/strong>: Medigap helps minimize your out-of-pocket expenses.<\/li>\n\n\n\n<li><strong>Where You Can Receive Care<\/strong>: Medigap works in any state, providing flexibility in where you seek care.<\/li>\n\n\n\n<li><strong>Provider Network<\/strong>: No network restrictions; you can see any doctor who accepts Medicare.<\/li>\n\n\n\n<li><strong>Prescription Drugs<\/strong>: Medigap plans do not include prescription drug coverage (Medicare Part D is required for that).<\/li>\n<\/ul>\n\n\n\n<p>Navigating Medicare and its various plans can be overwhelming, but <a href=\"https:\/\/www.healthplansamerica.org\/medicare\">Health Plans of America<\/a> is here to make the process easier. A team of licensed insurance professionals are ready to assist, offering expert guidance and resources to help you make informed decisions. Reach out today to connect with a Medicare specialist in your area!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medigap, also known as a Medicare Supplement plan, is offered by private companies to help cover the costs that Original Medicare doesn\u2019t pay for. This includes expenses like copayments, coinsurance, and deductibles, which can add up quickly without additional coverage. If you\u2019re someone who enjoys traveling internationally, Medigap plans also offer the added benefit of coverage when you\u2019re outside of the United States\u2014something Original Medicare doesn\u2019t provide. To qualify for a Medigap plan, you must already be enrolled in Medicare Parts A and B. Medigap vs. Medicare Supplement: What\u2019s the Difference? There\u2019s often confusion about Medigap and Medicare Supplement plans. To clarify, here are some key distinctions: Navigating Medicare and its various plans can be overwhelming, but Health Plans of<\/p>\n<div><a class=\"read-more\" href=\"https:\/\/quotes.healthplansamerica.org\/articles\/?p=156\"> Read More<\/a><\/div>\n","protected":false},"author":3,"featured_media":367,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/posts\/156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=156"}],"version-history":[{"count":7,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/posts\/156\/revisions"}],"predecessor-version":[{"id":378,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/posts\/156\/revisions\/378"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=\/wp\/v2\/media\/367"}],"wp:attachment":[{"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quotes.healthplansamerica.org\/articles\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}